All Things Real Estate: Purchasing a home or a lifestyle or both?

All Things Real Estate: Purchasing a home or a lifestyle or both?
Philip Raices

I have dealt with literally thousands of buyer and seller clients over the last 42-plus years, listening to their specific “needs and wants” in finding a purchaser for their homes and buyers in their search for their “next place to call home.” The one common denominator was the location, location and most importantly the school district.

Even for those downsizing or who were empty nesters, the majority weren’t concerned or gave little thought to schools being of any importance.  I conveyed to them that the better the schools, the more stable the prices and potentially greater resale value.

I have found and truly understand the importance of an excellent above-average education; the accompanying school curriculum is a defining characteristic that most parents desire for their children.

Sometimes there are limitations to what people and families can afford in purchasing homes in their desired towns; they need to settle for the most optimum location, based on their financial qualifications.

The greatest obstacle is the lack of adequate funding from Albany.  The towns that need it the most don't always get sufficient funding to attract better-quality teachers.  It comes down to paying sufficient remuneration to those educators to live a good life and existence.

Unfortunately, Albany may sometimes not understand or see how important those monies are in the quality of education for those towns that have the greatest need compared to most other school districts.  Teachers need to make a living as the second most crucial entity in a child’s life.

One might argue or not think about what a true lifestyle for a teacher might be; and that sometimes is too much to focus on as other less important things are on the agenda. Nothing is as crucial and critical as an education with quality teachers.  However, unfortunately, family income and budgets become the problems in attaining a proper education.

Today, we no longer have a conjugal nuclear family structure compared to years ago.  We have more single-family units in history; the mothers must not only earn a living to survive but also take on the role of the missing dad model in keeping a stable and healthy environment.

In my eyes, even though the mothers are doing an amazing job, the deficiency of a father figure is what is many times lacking as the basis of a stronger family unit, creating and leading to a quality, caring, and solid lifestyle to bring one’s children up in.

But then again, there are those independent, divorced, widowed women who do quite a commendable, admirable and praiseworthy job providing the immense effort, discipline, and sacrifice of time in doing what is needed to provide a quality and grounded environment with the necessary and proper guidance for their kids.

Did you know that grants are available for first-time homebuyers and lower-income individuals and families yearly through the U.S. Department of Housing and Urban Development?

A Realtor's job should be to assist and guide those who require funding by pointing out those programs from HUD.COM or USA.GOV.

One must go online and fill out an application to be considered.  The last time I checked, the grant provided was $50,000 in Nassau and Suffolk Counties.  One must get on that list in December of each year (March 6 was the last day to submit your application) as a first-time homebuyer and potentially strike gold in consideration of that “free” money.  You must reside in that home for 10 years; otherwise the grant must be repaid.

Since a majority of people that I have spoken to are not aware of these grant programs, one must apply as soon as the grant program is funded and begins in December.  Jump in feet first and take advantage of these grant programs.  If you need any assistance, feel free to reach out to me.

Some can have a home and a lifestyle together if one will apply and sacrifice the necessary and required time and effort to earn while considering learning how to start a side hustle in conjunction with your job or an additional stream of income as an adjunct to your current business.

This can and will enable you to accomplish greater earnings; if you have a burning desire and passion to improve your position in life, you can and will attain your home and lifestyle.

Real estate might be your vehicle in getting there.  Interested? Then call me for a confidential interview and learn how to rid yourself of those invisible job handcuffs and potentially consult your way to the top of the food chain and never look back.

Philip A. Raices is the owner/Broker of Turn Key Real Estate at 3 Grace Ave Suite 180 in Great Neck.  For a 15-minute consultation, value analysis of your home, or to answer any of your questions or concerns he can be reached by cell: (516) 647-4289 or by email: [email protected] or via https://WWW.Li-RealEstate.Com

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